CURRENT
INFORMATION
Pension Protection
  Act of 2006 (PPA)
Annual Funding
  Notice
Benefit Changes
Amendments to
  Pension Plan
Summary Annual Report

RETIREMENT SEMINAR

FORMS ONLINE
Beneficiary Card
Direct Deposit App.
Pension Application

SUMMARY PLAN
DESCRIPTION
Introduction
Important Information
Your ERISA Rights
Table of Contents
Revisions

1. Retirement Prior To Age 70½
(Normal, Early, 25-And-Out and 30-And-Out Retirement)

Employment of 50 or more hours of service during a calendar month, including employment as an employee, self-employed individual, supervising or management employee:

1. In the Industry; and

2. In a trade or craft in which the participant was employed at any time in covered employment; and

3. In the geographic area covered by the Fund, or in a geographic area from which pension benefits are being received under a Reciprocal Agreement, determined as of the time that a participant's pension benefit payments commenced or would have commenced if the participant had not remained in or returned to covered employment.

The participant:

1. Does not continue to be totally and permanently dis- abled, as determined by the Social Security Admin- istration; or

2. Is engaged in any occupation or employment for wage or profit while disabled; or

3. No longer receives Social Security disability benefits.

Upon attaining age 60, the participant's disability benefits automatically change to normal retirement benefits, and employment following retirement is then subject to the rules for normal retirement in Section 1 above.

What's Happening

Forms Online

Let us know what you think:
Press here to contact us by e-mail.

Links to the World
(Contains Links to related, helpful and informative sites)